Key Takeaway: Four groups are excluded from Social Security benefits according to Houston. This includes federal employees hired before 1984, state and local government employees without Social Security coverage, railroad workers with Railway Retirement Benefits, and some divorced spouses of Social Security beneficiaries. Understanding Social Security exclusions is important as it can have financial implications…
Key Takeaway: Defrauding Social Security is a serious crime: Social Security fraud refers to the intentional misrepresentation or concealment of information in order to obtain benefits to which you are not entitled. It is a federal crime punishable by both civil and criminal penalties. Civil penalties for Social Security fraud can include fines and restitution:…
Key Takeaway: To get a social security card in Ohio, you must meet the eligibility requirements and provide required documents such as proof of citizenship or immigration status, identity proof, and age proof. You can apply for a social security card in Ohio online, in person at a Social Security office, or by mail-in application….
Key Takeaway: Social Security has undergone several changes, including changes to eligibility for benefits, maximum earnings subject to Social Security taxes, full retirement age, benefit amounts, disability benefits, and survivor benefits. Changes to maximum earnings subject to Social Security taxes may affect high earners, while changes to full retirement age and benefit amounts may affect…
Key Takeaway: Eligibility criteria: To claim back Social Security tax, you must have overpaid on your earnings for the year. You can check your earnings statement or contact the IRS for more information. Procedure for claiming back Social Security tax: Fill out Form 843 and submit the required documents, such as W-2 forms, with your…
Image credits: retiregenz.com by Adam Arnold Information Available in Public Records Want to access public records on individuals? Check out property, court, and professional license records. These can provide info on social security numbers, contact details, and more. Property records include data on residences and owners. Court records have data on legal disputes and lawsuits….
Key Takeaway: Social Security delayed retirement credits are earned by individuals who delay their retirement beyond full retirement age. This increases their Social Security benefits when they do retire. Delayed retirement credits start accumulating after an individual reaches full retirement age and can continue to accumulate until age 70. Social Security delayed retirement credits are…
Key Takeaway: Remarriage can affect social security benefits for couples. Second marriages may impact spousal benefits and survivor benefits. Couples can consider delaying remarriage until they are older to maximize social security benefits. Spousal benefits may be impacted by remarriage if the new partner is already receiving social security. In this case, the spousal benefits…
Key Takeaways: Changing EBT PIN without Social Security Number requires contacting EBT customer service. You need to provide identifying information and answer security questions to verify your identity. Create a new PIN that is safe and secure, and never share it with anyone. Remember to keep the new PIN safe, change it regularly, and never…
Key Takeaway: To be eligible for Social Security Disability in Ohio, you must meet specific medical and non-medical requirements. Medical requirements include having a severe medical condition that prevents you from working, while non-medical requirements include having sufficient work credits and meeting income and asset limits. The amount of Social Security Disability benefits you can…
Key Takeaway: The Social Security Act is a federal program established in 1935 that provides financial assistance to individuals who are retired, unemployed, disabled, or have lost a loved one. The Social Security Act was a response to the widespread poverty and economic instability of the Great Depression, and has since undergone a number of…
Key Takeaway: Lower-earning spouses may be eligible to claim Social Security benefits based on their own work history or their spouse’s work history, but it is important to meet certain eligibility criteria such as age, marriage duration, and employment history. Delaying claiming Social Security benefits can increase the monthly benefits for lower-earning spouses and protect…