Key Takeaways: Rebalancing your investment portfolio is an important aspect of managing your finances. It involves adjusting your portfolio to maintain your desired asset allocation and minimize risk. Indicators of portfolio imbalance include changes in goals, risk tolerance, and market conditions. Strategies for rebalancing include calendar-based and threshold-based approaches. Practical tips for rebalancing include setting…
Key Takeaway: Refinancing an investment property can offer various benefits, including better interest rates, improved cash flow, and increased appreciation potential, among others. To assess the current market value of the property, investors should gather market data, check comparable sales, review local market trends, and evaluate the property’s condition and rental income potential. When evaluating…
Key Takeaway: The capital markets division of an investment bank plays a crucial role in generating revenue and profitability for the bank by underwriting securities, originating new debt and equity issues, providing mergers and acquisitions advisory services, and offering trading services for institutional clients. The origination and underwriting of securities are important functions of the…
Key Takeaway: Fixed investment refers to the long-term investment in physical and intangible assets, including residential and non-residential structures. It plays a crucial role in the growth and development of an economy. There are various types of fixed investment, such as physical assets like machinery and equipment, intangible assets like patents and trademarks, and residential…
Key Takeaway: An investment subscription is a service that offers access to various investment products, such as mutual funds, ETFs, and robo-advisors, for a recurring fee. It provides investors with a diversified investment portfolio managed by professionals. Investment subscriptions offer a number of benefits, including diversification of investments, professional management, and convenience with cost-effectiveness. They…
Key Takeaway: Sell side investment banking involves selling securities on behalf of corporations and governments to investors in the market, with the goal of raising capital to fund business activities or government projects. Sell side investment bankers provide a range of services, including underwriting offerings, facilitating mergers and acquisitions, and providing advisory services for corporate…
Key Takeaway: An investment prospectus is a legal document that provides potential investors with important information about a company or investment opportunity. Components of an investment prospectus may include an executive summary, investment strategy, financial information, risk factors, and legal information. These components help potential investors make informed decisions about whether to invest. The purpose…
Key Takeaway: Types of investment apps: There are different types of investment apps, including stock investment apps, cryptocurrency investment apps, and real estate investment apps. Each app has its own unique features and benefits that meet different investment styles and goals. Features to look for in investment apps: When searching for the best investment app,…
Key Takeaway: Eligibility criteria for becoming a SEBI Registered Investment Advisor include having a graduate degree in finance, accounting, business management or economics along with minimum 5 years of work experience in finance or related fields. Examination requirements for SEBI registration include passing the Investment Advisors Certification Examination and the Compliance Officer Certification Examination. Process…
Key Takeaway: Personal Investment Planning is crucial in achieving financial goals: Having a well-designed personal investment plan can help individuals achieve their financial goals by laying out a roadmap for their investments and allowing them to prioritize their savings. Personal Investment Planning minimizes risk and maximizes returns: An investment plan spread across various investment options…
Key Takeaway: Stocks investment is a way to invest in the ownership of a company, with potential for high returns over time. By buying stocks in a company, investors can share in its profits and growth. Investing in stocks also provides diversification for investors, reducing risk by spreading investments across different industries and companies. While…
Key Takeaway: Cap rate is a crucial metric for real estate investors to assess the profitability of a potential investment property. It allows investors to compare different properties based on their relative value and potential return on investment. The cap rate formula is the property’s net operating income divided by its market value. This formula…